PayComm - The Knowledge Library of the Payment Industry

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PayComm Board

The board members serve a two year term, and can be re-elected. The Board votes on the acceptance of new members. The maintenance of the database is covered by the editorial office, headed by Sylvia Lukas.

Currently the members of the board consists of:

Photo Dr. Cédric Sarazin/ Chairman

Dr. Cédric Sarazin
Groupement des Cartes Bancaires "CB"

Cédric Sarazin, has been Director of Development & Strategy for Groupement des Cartes Bancaires "CB" since 2000. With 8 billion transactions annually, CB is the leading European Card Payment Scheme.

Within Cartes Bancaires CB, his Division brings together research & development, product marketing, European & International projects, relationships with Retail & Consumer Associations as well as the Communication Department.

Within the French Banking Federation (FBF), Cédric Sarazin chairs the Cards Group and he also represents the FBF in the Cards Working Group of the European Payment Council (EPC) since 2002.

Within the EPC, he is also Chairman of the EPC Card Fraud Prevention Task Force and deeply involved in the SEPA Card Standardisation work.

After a doctorate in management and a training as engineer in statistics, Cédric Sarazin began his career in 1990 in Tokyo as Marketing General Manager for SPOM Japan, company specialized in promoting and selling chip card solutions in Japan. In 1993, he is appointed Chip Card Product Marketing Manager for Bull CP8 in France. Between 1995 and 2000, he holds the position of New Technologies Manager for Europay International in Belgium (now MasterCard Europe), in charge of promoting of new technologies in payments (EMV chip cards, internet payments...).

Photo Michael Hackel-de Witt / Vice-Chairman

Michael Hackel-de Witt
Lufthansa AirPlus Servicekarten GmbH

25 Years in the Card Business

In 1992 Michael Hackel-de Witt started in the card business with Lufthansa AirPlus. As a system analyst in informatics, he was the project leader for various projects in the area of issuing and acquiring: Introduction AirPlus VISA, installation of the AirPlus acquiring platform, migration to a new processing platform, change over from Eurocard to Mastercard, to name but a few.

After having been responsible for various processing systems and the daily handling in informatics, Michael Hackel-de Witt changed internally to the functional side in 2006. As Executive Director he is since then responsible for the daily processing to the full extent. Since this time he is also the official representative of AirPlus for PayComm.

Since 2013 he is additionally in charge of the demand, project and portfolio management within AirPlus. As Executive Director Demand & Operations Management, he together with his team controls all important outsourcing of AirPlus, ensuring a smooth operation of all product lines.

Michael Hackel-de Witt started his professional career at Hoechst AG as a mathematical-technical assistant. Parallel to his work, he obtained the Master Degree in Computer Science from the Hochschule Darmstadt.

Photo Christian Schmitt / Treasuring

Christian Schmitt
First Data Deutschland GmbH


More than 20 Years of Passion for Payment Solutions

Christian Schmitt started his career in the payment industry with American Express in 1990. During 10 years he occupied different sales positions and at the end he was Sales Manager for Strategic & Key Accounts.

In 2000 he moved to card.etc as Member of the Board  responsible for acquiring partners and strategic partnerships.

Since 2002 Christian has been working with First Data International. As Director Client Relations & Product Management he is now in charge of the issuing business for Germany and Switzerland.
The PayComm knowledge data base has always been an important source for professional know how.

Photo  Sylvia Lukas/ creative consulting/ Secretary

Sylvia Lukas
creative consulting

Sylvia Lukas has been involved in the card acquiring and card issuing business in Germany for the past 20 years.

She started her professional caree with Olivetti S.A. in Milan, Italy. Back in Germany, she worked as sales manager for Citicorp as well as Lufthansa AirPlus.

Sylvia Lukas published her first book on the German payment industry in 1995. Since 1995 she has worked as an independent consultant, primarily for banks, both national and international, addressing market analysis and acquiring strategies.

Sylvia Lukas is the founder of the PayComm Association. PayComm was founded in 2003 as a knowledge library for the payment industry. Sylvia Lukas is the Managing Director as well as head of the editorial office.

Sylvia Lukas holds a Master Degree in Translation for English and Spanish from Heidelberg University.